Last Updated: January 23, 2026
Please read these terms carefully before using our financial technology services.
Legal Agreement
Compliance Requirements
User Responsibilities
These Terms of Service constitute a legally binding agreement between you and BV Technologies, a sole proprietorship registered in India ("Company," "we," "us," or "our"). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, do not use our Services.
By accessing, browsing, or using the Services provided by BV Technologies, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. These Terms apply to all users of the Services, including without limitation users who are browsers, vendors, customers, merchants, and/or contributors of content.
If you are entering into these Terms on behalf of a company or other legal entity, you represent that you have the authority to bind such entity to these Terms. In such case, "you" or "your" shall refer to such entity.
BV Technologies provides enterprise-grade financial technology solutions including but not limited to:
BV Technologies does not provide brokerage, stock trading, investment advisory, portfolio management, or financial market services. We act solely as a technology service provider offering digital infrastructure solutions. All financial transactions, investment decisions, and account approvals are handled exclusively by the respective regulated broker or financial institution.
We strive to maintain 99.9% service uptime. However, we do not guarantee uninterrupted access to our Services. We may suspend or withdraw any part of our Services for business, operational, or technical reasons.
As part of our digital onboarding services, BV Technologies provides hosted KYC interfaces for SEBI-registered trading brokers. Where applicable, users may authenticate through DigiLocker or other authorized government-backed digital identity infrastructure to retrieve government-issued documents such as PAN for regulatory compliance purposes.
BV Technologies acts solely as a technology service provider and data processor. All documents are accessed only after explicit user consent and are transmitted securely to the selected broker. We do not resell, publicly expose, or commercially redistribute government-issued data.
In connection with KYC onboarding services, BV Technologies acts as a data processor on behalf of the respective broker or financial institution, which acts as the data controller. We process personal data strictly in accordance with the instructions of the broker and applicable law. We do not independently determine the purposes or means of processing client data.
You must be at least 18 years of age to use our Services. By using our Services, you represent and warrant that you are at least 18 years old.
For enterprise clients, you must have the legal authority to enter into agreements on behalf of your organization. Additional verification may be required for:
Valid business registration documents and GSTIN
RBI/SEBI/IRDAI registration certificates
Our Services may not be available in all jurisdictions. You are responsible for complying with all local laws, regulations, and restrictions in your jurisdiction.
To access certain Services, you must create an account. You agree to:
In compliance with regulatory requirements, we or the respective broker may require:
Where KYC verification involves DigiLocker authentication, document retrieval is performed only after explicit user authorization. Each transaction is session-specific and purpose-limited.
Retrieved documents are used solely for regulatory onboarding with the selected broker and are retained only for the duration necessary to complete onboarding or as required under applicable law or broker instructions, in accordance with our Privacy Policy.
You are solely responsible for maintaining the confidentiality of your account credentials. We are not liable for any loss or damage arising from your failure to protect your account information.
You agree to use our Services only for lawful purposes and in accordance with these Terms. You shall not:
As a user of our financial technology Services, you are responsible for complying with:
| Regulation | Applicable To | Key Requirements |
|---|---|---|
| PMLA, 2002 | All Financial Services | KYC, Record Keeping, Reporting |
| RBI Guidelines | Payment Systems | Data Localization, Security Standards |
| SEBI Regulations | Trading Platforms | Investor Protection, Disclosure |
| Digital Personal Data Protection Act, 2023 | Personal Data Processing | Consent, Data Minimization, Security Safeguards |
If you are completing onboarding for a trading broker through our hosted interface, you acknowledge and authorize BV Technologies to securely transmit your verified KYC data to the broker selected by you.
Separate consent is required for each broker onboarding session. BV Technologies does not reuse your KYC information across brokers without fresh authorization.
If you access our Services through APIs or integration interfaces, you agree not to:
All rights, title, and interest in and to the Services, including all intellectual property rights, are and will remain the exclusive property of BV Technologies and its licensors. Our Services are protected by copyright, trademark, patent, and other applicable laws of India.
Software & APIs
Documentation
Algorithms & Models
Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable license to access and use our Services for your internal business purposes.
You may not: (i) modify, distribute, or create derivative works based on our Services; (ii) reverse engineer or attempt to extract source code; (iii) use our Services to build competitive products; (iv) remove any proprietary notices.
You retain ownership of any content you submit through our Services. By submitting content, you grant us a worldwide, royalty-free license to use, process, and store such content as necessary to provide our Services and comply with legal obligations.
Our Services are provided on a subscription or transaction basis as detailed in our pricing plans. All fees are quoted in Indian Rupees (INR) unless otherwise specified.
Monthly/Annual billing cycles
Per verification/transaction charges
Enterprise volume-based pricing
We accept credit/debit cards, net banking, UPI, and wire transfers.
Invoices are generated electronically and available through your account dashboard.
Late payments may incur interest charges at 1.5% per month or maximum allowable by law.
BV Technologies may integrate with regulated third-party payment gateways for transaction processing. We act solely as a technical facilitator and do not store complete card credentials. Payment processing is subject to the terms and policies of the respective payment service provider.
BV Technologies does not hold, receive, or control client funds at any time.
All fees are exclusive of taxes. You are responsible for paying all applicable taxes, including GST, VAT, or other levies as required by law. We will provide tax-compliant invoices reflecting applicable taxes.
You may terminate your account at any time by providing written notice to us. Termination will be effective at the end of your current billing cycle. No refunds will be provided for partial months of service.
We may suspend or terminate your access to the Services immediately, without notice, if:
Upon termination:
THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE BY APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
We do not warrant that:
You understand and agree that any material downloaded or otherwise obtained through the use of the Services is done at your own discretion and risk. You will be solely responsible for any damage to your computer system or loss of data that results from the download of such material.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL BV TECHNOLOGIES, ITS DIRECTORS, EMPLOYEES, PARTNERS, AGENTS, SUPPLIERS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES.
Our total cumulative liability to you for all claims arising from or related to these Terms or the Services shall not exceed the total amount of fees paid by you to us in the twelve (12) months preceding the event giving rise to the claim.
This limitation of liability shall not apply to: (i) death or personal injury caused by our negligence; (ii) fraud or fraudulent misrepresentation; (iii) any liability that cannot be limited or excluded by applicable law.
You acknowledge and agree that the disclaimers and limitations of liability in these Terms reflect a reasonable and fair allocation of risk between you and us, and that these limitations are an essential basis of the bargain between us.
BV Technologies shall not be responsible or liable for any decisions, actions, omissions, approvals, rejections, delays, or compliance determinations made by brokers, financial institutions, regulators, or government authorities. We provide only technical infrastructure and do not influence or participate in such decisions.
BV Technologies shall not be liable for any delay or failure to perform resulting from causes beyond our reasonable control, including but not limited to acts of God, natural disasters, internet failures, regulatory changes, government actions, labor disputes, cyber-attacks, infrastructure outages, or failures of third-party service providers.
These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions. The United Nations Convention on Contracts for the International Sale of Goods shall not apply.
Any legal suit, action, or proceeding arising out of or related to these Terms or the Services shall be instituted exclusively in the courts of Thanjavur, India. You waive any objection to the venue and personal jurisdiction of such courts.
In the event of any dispute arising out of or in connection with these Terms, the parties shall first attempt to resolve the dispute through good faith negotiations.
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect.
Changes that we consider material include, but are not limited to: (i) changes to fee structures; (ii) changes affecting user privacy or data protection; (iii) changes limiting user rights; (iv) changes affecting service availability or functionality.
By continuing to access or use our Services after any revisions become effective, you agree to be bound by the revised Terms. If you do not agree to the new Terms, you must stop using the Services.
We may notify you of changes through: (i) email to the address associated with your account; (ii) posting a notice on our website; (iii) notification within the Services; (iv) any other method we deem appropriate.
BV Technologies Legal Team
support@bvtechnologies.co.in
BV Technologies
No 2405, Gobalamuthaliyar Lane, South Street,
Thanjavur, Tamil Nadu, India - 613009
In accordance with the Information Technology Act, 2000 and rules made thereunder:
Name: Mrs. Bhavani
Email: bhavani.v@bvtechnologies.co.in
Response Time: Within 30 days of receipt of complaint
By using our Services, you acknowledge that you have read these Terms of Service, understand them, and agree to be bound by them. You also acknowledge that you have read and understood our Privacy Policy.
These Terms of Service were last updated on January 23, 2026.
© 2026 BV Technologies. All rights reserved.